Super and DASP Refund Calculator (Australia)
What this calculator does: it estimates your Departing Australia Superannuation Payment (DASP) — the refund of superannuation you’re generally entitled to claim once you’ve permanently left Australia after working here on a temporary visa. It also shows roughly how much super would have accumulated at the standard 12% Superannuation Guarantee rate.
DASP exists because temporary visa holders (most commonly working holiday makers) don’t stay in Australia’s retirement system long-term, so instead of your super staying locked away until preservation age, you can claim it back — minus a specific DASP tax rate, which is higher than normal super tax.
Super and DASP Refund Calculator
How This Calculator Works
Your employer is required to pay 12% of your ordinary earnings into superannuation on top of your wages (this doesn’t come out of your pay). When you leave Australia permanently after working on a temporary visa, you can claim this money back as a Departing Australia Superannuation Payment (DASP), minus withholding tax.
Working holiday makers (subclass 417 or 462) are taxed at a flat 65% on their DASP, regardless of how much they earned. Other temporary visa holders (students, skilled workers, and others) are taxed at 35%. This rate applies even if your visa type changed during your time in Australia, based on whichever visa you held while the super was accumulated.
How the Calculation Works
Your employer must pay 12% of your ordinary earnings into a super fund on your behalf (from 1 July 2026, this must happen on the same cycle as your pay, under the new Payday Super rules). When you leave Australia permanently after your visa has expired or been cancelled, you can apply for DASP through the ATO. DASP is taxed at a flat rate applied to your total super balance at the time of claiming — this calculator applies the current working holiday maker DASP tax rate to estimate your refund.
Official Source
DASP eligibility, process, and tax rates are set by the Australian Taxation Office (ato.gov.au). Applications are made through the ATO's DASP online system once your visa has ceased to be in effect and you've left Australia. This calculator provides an estimate only — your actual refund depends on your specific fund balance, fees, and any insurance premiums deducted by your super fund.
Worked Examples
Example 1: Sam worked in Australia on a 417 visa for 14 months, earning a total of $52,000. At 12% super guarantee, roughly $6,240 would have accumulated (before fund fees/returns). After DASP tax is applied on departure, Sam receives a reduced lump sum — still worth claiming, but noticeably less than the full accumulated balance.
Example 2: Priya worked two separate jobs across an 18-month working holiday, with super paid into two different funds. She needs to either consolidate her super into one fund or submit a DASP application covering both funds — the ATO's DASP system can handle multiple funds in one application.
Example 3: Jordan left Australia but forgot to claim DASP for two years. DASP can still generally be claimed after departure as long as the visa has ceased and you're not intending to hold another substantive Australian visa — but unclaimed super can be transferred to the ATO as unclaimed money over time, which can add extra steps to claiming it.
Frequently Asked Questions
Who can actually claim DASP?
Generally, temporary visa holders (most commonly working holiday makers on 417/462 visas) who have left Australia and whose visa has expired or been cancelled. Australian and New Zealand citizens and permanent residents are not eligible for DASP.
How much tax is taken out of my DASP refund?
DASP is taxed at a flat rate applied to your super balance, and the rate differs depending on your visa type and whether the contributions were tax-free or taxed components — working holiday makers face a higher DASP tax rate than most other temporary visa categories. See our full DASP guide for current rates.
Do I need to claim DASP before I leave Australia?
No — you can only apply for DASP after you've actually left Australia and your visa has ceased to be in effect. Applying while still in the country or still holding a valid substantive visa isn't possible.
What happens if I don't claim my super at all?
If unclaimed for a long enough period after you become eligible, your super may be transferred to the ATO as unclaimed super money. You can still generally claim it from the ATO directly, but it adds an extra step compared to claiming DASP promptly.
Is DASP the same as claiming super as an Australian resident?
No. Australian citizens and permanent residents generally can't access their super until they reach preservation age and meet a condition of release — DASP is a specific pathway only available to eligible temporary visa holders who have left the country for good.